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Thursday, April 30, 2026

Choosing when to claim Social Security is a vital retirement decision. Whether you claim early at 62, wait for your Full Retirement Age, or delay until 70, your strategy should balance health, income needs, and long-term financial goals.

Friday, April 10, 2026

Our Q1 2026 Market Update provides a high-level look at recent performance and the economic drivers shaping the landscape. Gain the perspective needed to navigate market shifts and stay aligned with your long-term goals. Watch now

Thursday, February 5, 2026

In this comprehensive update, Matt Somberg reviews 2025’s global rally & lagging Mag 7. For 2026: navigating midterm cycles, Fed rates, and strong earnings growth. Stay informed on the year ahead.

Tuesday, January 27, 2026

Maximize your long-term wealth with strategic income planning. Learn how to coordinate multi-layered income sources, manage tax exposure, and avoid costly surcharges through a forward-looking approach to tax season and retirement.

Thursday, December 4, 2025

CT residents: Find your lost money! Search the CT Big List for unclaimed property (deposits, checks, etc.) and use free federal tools to locate forgotten 401(k)s and pensions. Start your free search today!

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Wednesday, November 19, 2025

Market rally is expanding beyond the mega-caps, valuations remain grounded, and today's S&P 500 top 10 differs greatly from 1985 in composition.

Thursday, November 6, 2025

Roth conversions can trigger a large, immediate tax bill, increase Medicare premiums (IRMAA), cause liquidity issues, and are now permanent. Learn the 8 hidden dangers and when to convert safely.

Monday, November 3, 2025

Year-end is key for investors. Tax-loss selling minimizes taxes, and rebalancing aligns your portfolio with goals & risk. Review both before Dec 31st for a smart financial close.

Tuesday, October 7, 2025

October 2025 Market Update: YTD stock performance, domestic vs. international returns, volatility, the Fed's rate cuts, and the cautious inflation outlook. Watch now for our full analysis!

Monday, October 6, 2025

The year before retirement is key! Focus on a checklist: Know your numbers (budget, income, tax), update your estate plan, develop a withdrawal strategy, plan for Social Security/Medicare, and notify your employer.

Thursday, October 2, 2025

Starting 2026, the SECURE 2.0 Act requires high earners (>$145k, age 50+) to make all 401(k) catch-up contributions as Roth (after-tax). Pre-tax catch-ups are eliminated for HCEs.

Thursday, October 2, 2025

Market Paradox: Stocks hit new highs despite economic slowdowns, tariffs, and tension. Strong corporate earnings and expected Fed rate cuts are fueling the rise, outweighing short-term risks.

Tuesday, September 2, 2025

Despite market volatility in 2025, a Chinese AI company's efficient new model tested investor confidence in US tech. But the "Jevons' Paradox" suggests improved AI efficiency may actually increase demand for GPUs.

Tuesday, August 5, 2025

The new "One Big Beautiful Bill Act" reforms taxes, healthcare, and energy. It includes a blend of permanent and temporary changes, with new provisions for standard deductions, SALT, and business expenses.

Thursday, July 31, 2025

A seamless transfer of a client's estate offered his family peace of mind during a difficult time. This story shows that true wealth management is not just about returns, but about creating a thoughtful legacy.

Wednesday, July 9, 2025

Get timely insights into the financial markets with our July 2025 Market Update video. In this concise summary, our principal, Matt Somberg, breaks down the key trends, opportunities, and challenges shaping the current economic landscape.

Thursday, June 26, 2025

High earner looking for tax-free growth? Unlock Roth IRA benefits with Backdoor and Mega Backdoor strategies! Learn how to maximize your retirement savings..

Tuesday, June 10, 2025

Concerned about US Treasury bond ownership? Most are held domestically. Our article explains how the market's immense size and daily trading volume, backed by the US government, ensure its stability. Read on to understand the facts!

Monday, May 12, 2025

Stay informed! Our May 2025 market update video covers key financial events and wealth management insights.

Monday, May 5, 2025

Navigate market volatility wisely. Discover why timing the market can be costly and how missing top-performing days drastically impacts long-term returns. Learn proactive strategies to stay invested and secure your financial future.

Monday, April 28, 2025

International stocks are strongly outperforming US equities in 2025, sparking debate about "American Exceptionalism." Is this a rare turning point or a temporary shift? Read more to explore the drivers and implications.

Tuesday, April 1, 2025

Instead of traditional gifts, consider gifting family experiences. Create lasting memories through shared vacations and adventures, strengthening generational bonds.

Monday, March 24, 2025

New 2025 "Super Catch-Up" limits boost 401(k) savings for ages 60-63. Maximize retirement funds with higher contributions, enhancing financial security pre-retirement.

Wednesday, March 19, 2025

Market swings are normal. History shows even strong years have dips. Stay focused, diversified, & long-term. Volatility passes.

Thursday, March 13, 2025

Shutdowns cause market volatility & economic disruption, impacting GDP & worker pay. Markets usually recover post-shutdown, but repeated events risk long-term damage.

Wednesday, March 5, 2025

Navigating today's markets? Get the GSWM Wealth Management update: year-to-date winners, 2025 sector predictions, tariff impacts, and the political-market connection. Plus, which key economic indicators are we monitoring closely? Don't miss

Tuesday, February 11, 2025

HNW millennials need modern financial plans balancing growth, preservation, and values. Tax optimization, estate planning, and lifestyle goals are key. A trusted advisor is crucial for financial confidence and a lasting legacy.

Wednesday, January 29, 2025

Retired CT educators & public safety workers will see Social Security boosts thanks to the WEP & GPO repeal. Spousal benefits, previously reduced or eliminated, will increase significantly. Lump sum payments for 2024 underpayments are als

Thursday, January 16, 2025

Unlock insights into the Q4 2024 interest rate landscape. Join us for a discussion on the U.S. Treasury yield curve and its impact on the market. Watch now.

Monday, January 6, 2025

HSAs offer significant tax advantages and can be a powerful tool for short-term medical expenses and long-term retirement planning. Learn how HSAs can help you save on taxes, invest for the future, and cover healthcare costs in retirement.

Friday, December 20, 2024

Learn how the price you pay for an investment trumps its inherent quality. Explore the dot-com bubble and how Oracle's stock price plummeted despite its strong business. Is today's market overvalued? Read the full article to find out.

Monday, December 9, 2024

In this insightful video, Matthew Somberg discusses upcoming changes in gifting, estate planning, retirement, and savings. He also covers 2024 stock market performance, potential Fed rate cuts, and an economic overview.

Tuesday, November 12, 2024

Don't let unused 529 funds go to waste! Convert them to a Roth IRA and unlock tax-free retirement savings. Learn how the SECURE Act 2.0 makes this possible. Click to read more!

Thursday, October 24, 2024

Donor-advised funds (DAFs) offer tax benefits, investment growth, privacy, and simplified administration. Donors receive immediate tax deductions while recommending grants to charities over time. DAFs are a flexible and efficient way to giv

Tuesday, October 1, 2024

Join us as we examine the U.S. Treasury yield curve and discuss the implications of the latest interest rate developments. Watch now to get informed.

Monday, September 30, 2024

Discover how historical trends during election years and recent Fed rate cuts can impact your investments. Watch our September 2024 market update video to learn how our wealth management expertise can help you navigate these uncertain times

Friday, September 27, 2024

Learn how Roth conversions can lower your future tax burden and maximize your retirement savings. We explore 5 key factors to consider, including RMDs, healthcare costs, state taxes, legacy planning, and future tax rates. Don't wait...

Monday, September 16, 2024

The IRS has finally clarified the 10-year rule for inherited IRAs, but the rules may be more complex than initially thought.

Friday, August 30, 2024

Beginning in 2025, out-of-pocket prescription drug costs for Medicare Part D will be capped at $2,000 annually. This is a significant reduction from the current limit and aims to provide relief to beneficiaries.

Friday, August 9, 2024

NQDC plans explained for high-income earners. Covers tax benefits, customization, risks, and plan differences. Professional advice stressed.

Friday, August 2, 2024

Unraveling the complex relationship between economic indicators and interest rate movements to predict the financial landscape ahead.

Tuesday, July 16, 2024

Uncertain markets demand informed strategies. Join Matt Somberg for a high-level review of the market's performance in 2024. Gain valuable insights on critical factors impacting your portfolio. Watch the video for a full market update.

Monday, July 8, 2024

IRA owners with annuities can now benefit from a new RMD rule thanks to Secure Act 2.0. This allows combining annuity value and income with traditional IRA accounts to potentially lower required minimum distributions. Learn how this could s

Wednesday, June 26, 2024

Apple is about to launch something BIG that will change the way you use your iPhone. Find out how Apple Intelligence will make your life easier and why investors are suddenly excited about Apple stock again. Read the full story to see if Ap

Tuesday, June 4, 2024

Inheriting a retirement account? Don't miss out! Understand the rules for spouses vs. non-spouses, Traditional vs. Roth accounts, and how to maximize your benefits. Get professional guidance for smart decisions.

Tuesday, May 21, 2024

Grandchildren inspiring a grand financial plan overhaul! ‍ This article explores how to give to grandkids while keeping your own retirement secure. Read more for gifting strategies & tax tips!

Wednesday, May 15, 2024

Are you wondering how the markets performed in the first quarter of 2024? Join Matthew Somberg as he breaks down Q1's key trends and developments.

Wednesday, May 8, 2024

Secure Act 2.0: New Rules for Inherited IRAs and Beneficiaries Secure Act 2.0 came into effect as of January 1, 2020, with many new rules that impacted the retirement savings landscape. These changes were far reaching as they impacted...

Tuesday, April 23, 2024

How Gifts Made Today Might Affect Future Medicaid Eligibility Over the past three years, several of our clients’ parents have found themselves entering into a “Medicaid Spend-down” as they look to the state of Connecticut to provide...

Thursday, April 4, 2024

U.S Treasuries Yield Curve: What Investors Need to Know

Thursday, April 4, 2024

With rising interest rates, fixed-income investments like CDs and Treasuries are becoming more attractive. This article explores the pros and cons of CDs and Treasuries to help you decide which is right for you.

Monday, March 25, 2024

Is Nvidia the new market leader? Can AI power keep the stock soaring? Find out the future of Nvidia and AI in the stock market.

Monday, March 11, 2024

The 'Magnificent Seven' trend continues in 2024, but who has replaced Apple, Tesla, and Google? Matthew Somberg investigates the market shake-up; watch now.

Wednesday, February 14, 2024

Retirement is not just a milestone; it’s a unique chapter of life where careful financial planning becomes essential. A well-crafted budget serves as a roadmap to ensure your financial ship stays on course while you enjoy the breathtaking v

Wednesday, February 7, 2024

Last year's financial landscape was anything but predictable. From shifting interest rates and unexpected bank collapses to inflation fluctuations and a booming stock market, navigating the complexities could feel daunting. This report d

Tuesday, January 23, 2024

Leave a legacy, lighten your tax load—the ultimate guide to strategic gifting in 2024.

Monday, January 22, 2024

Investment Commentary Q4 2023 by Matthew Somberg, David Mitchell and Nicholas Hogrefe

Tuesday, January 9, 2024

2023: The Market Rebounded, But What's Next? Watch Matthew Somberg dive into the surprising twists and turns of 2023's market, and discover the secrets to navigating the year ahead.

Tuesday, January 2, 2024

2023: The year the economy defied expectations, but not our anxieties. Dive into the why and how.

Monday, December 18, 2023

Delve into the Art and Science of Scaling Your Firm with these Insights.

Thursday, December 14, 2023

Feeling spendier lately? You're not alone! Science says it's the "Wealth Effect," boosting your spending with every market rise. Join me as we dive into this financial superpower, and see why that dream vacation might feel much close.

Thursday, November 30, 2023

Co-founder and Principal Matthew Somberg shares his market update for November 2023.

Tuesday, November 14, 2023

In a world of uncertainty, Federal Reserve Chair Jerome Powell outlines critical investment themes for the future.

Tuesday, November 14, 2023

Unlock the Secrets to Maximizing Your Retirement Savings in 2024: Embark on a Journey to Financial Freedom

Monday, October 30, 2023

Roth conversions: Reduce your RMD and pass tax-free wealth to your heirs.

Monday, October 16, 2023

Stocks decline in Q3 as interest rates rise, but silver linings emerge.

Wednesday, October 11, 2023

In this video, Matt Somberg looks at the key trends and insights that shaped the financial market in Q3. If you want to make smarter investment decisions in the coming months, this video is for you.

Tuesday, October 10, 2023

Sector performance can differ dramatically from overall market performance, so it's important to understand what's driving these moves and how to diversify your portfolio accordingly.

Wednesday, September 6, 2023

The Fed's Balancing Act: Can They Tame Inflation Without Crashing the Economy?

Thursday, August 31, 2023

Co-founder and Principal Matthew Somberg shares his market update for August 2023.

Thursday, August 24, 2023

Don't let a cash crunch ruin your financial future. Learn how to use your home equity to get the money you need.

Friday, August 4, 2023

Navigating Market Waves: The Power of Diversification

Thursday, July 20, 2023

Market Review Second Quarter 2023

Tuesday, July 18, 2023

Matthew Somberg spoke on advisor capacity, compensation, culture, blasting through the “messy middle,” differentiating your firm and growth.

Tuesday, July 11, 2023

Mid Year Update 2023

Friday, July 7, 2023

Market Performance & Economic Outlook for 2023

Friday, June 30, 2023

Let’s Talk About Bonds

Friday, June 30, 2023

Benefits of ROTH IRAs for Children

Monday, June 5, 2023

Saving for a Home: Tips and Tricks

Tuesday, May 16, 2023

United States Debt Ceiling

Wednesday, May 10, 2023

Secure Act 2.0: Enhancing Retirement Savings

Wednesday, May 3, 2023

Inflation Reassurance

Thursday, April 20, 2023

Market Review First Quarter 2023

Tuesday, April 18, 2023

Q1 Performance & Return of the 60/40 Portfolio

Monday, April 10, 2023

The Value of Proactive Tax Planning

Monday, April 10, 2023

Opportunities for Bonds

Wednesday, March 15, 2023

Understanding Recent Bank Failures

Thursday, March 9, 2023

Money Markets and Treasury Bills

Wednesday, March 1, 2023

Using a Qualified Charitable Distribution (QCD)

Monday, February 13, 2023

Matt Somberg New Year Letter

Thursday, February 2, 2023

Josh Gottfried New Year Letter

Friday, January 27, 2023

The Debt Ceiling & Investment Markets

Monday, January 23, 2023

Market Review Fourth Quarter 2022

Monday, January 23, 2023

It’s Time to Start Organizing Your Finances for the New Year

Thursday, December 29, 2022

Financial Planning for 2023

Wednesday, December 7, 2022

An Explanation of the Yield Curve

Tuesday, November 8, 2022

Markets, Mid-Term Elections & Year-End Tax Planning

Monday, October 24, 2022

Market Review Third Quarter 2022

Monday, October 17, 2022

Making Sense of October 13, 2022 Inflation Numbers

Monday, September 26, 2022

September Market Thoughts

Thursday, August 25, 2022

Why this time feels different

Thursday, August 11, 2022

Investment Performance, the Labor Market and Economy

Monday, July 18, 2022

Market Review Second Quarter 2022

Monday, July 11, 2022

Mid-Year Recap

Wednesday, June 22, 2022

Inflation, Interest Rates & Market Performance

Wednesday, June 1, 2022

Understanding Recessions and How Markets Respond

Tuesday, May 31, 2022

How retirement planning has become more complex

Friday, May 20, 2022

Markets, Inflation & Portfolio Re-Balancing

Friday, May 13, 2022

A New Playbook

Monday, May 2, 2022

Inflation & Market Performance

Tuesday, April 19, 2022

Market Review First Quarter 2022

Wednesday, April 6, 2022

A few things to keep in mind after an unusually difficult quarter

Tuesday, March 22, 2022

Understanding Medicare premium costs

Monday, February 28, 2022

Clarity During a Time of Uncertainty

Monday, February 7, 2022

Market Review Fourth Quarter 2021

Monday, January 24, 2022

Matt Somberg New Year Letter

Thursday, September 16, 2021

Three Investing Fundamentals to Keep Things Simple

Friday, July 30, 2021

Are you financially prepared for a mental decline?

Wednesday, June 30, 2021

Long term trends suggest no. Here's why.

Wednesday, May 19, 2021

How to manage the tax burden of Required Minimum Distributions

Monday, April 19, 2021

Stimulus and Inflation

Friday, April 9, 2021

Prioritizing, in the age of Covid

Friday, March 26, 2021

Treasury yields are on the rise in 2021

Tuesday, January 19, 2021

Nick, Matt and Josh discuss the 2020 market and look forward to 2021

Monday, January 11, 2021

Retiree Income Tax Exemptions for Connecticut residents

Tuesday, December 15, 2020

HSA's are not just for today....

Monday, December 7, 2020

When it comes to the year 2020, one thing we can all agree on is that it has been a year like no other.

Monday, November 23, 2020

Josh Gottfried and Matt Somberg Third Quarter Discussion November 10, 2020

Monday, November 9, 2020

It’s been nearly 8 months now . . .

Monday, November 2, 2020

With the presidential election 48 hours away, we want to share a few thoughts regarding the investment markets.

Friday, October 30, 2020

Pre-election Investment Update

Thursday, October 22, 2020

Two themes dominating the Stock Market in 2020.

Tuesday, October 20, 2020

The technology sector’s dominance raises the question

Wednesday, October 7, 2020

Will the Shift Towards ESG Investing Last?

Friday, September 18, 2020

Financial planning perspectives during, as the cast of Hamilton would say, the world has been turned upside down.

Friday, September 11, 2020

If you’re willing to take the risk, we would recommend bracing for continued volatility as the rollercoaster ride continues.

Tuesday, August 25, 2020

There was a time when stock splits were very common on Wall Street

Monday, August 24, 2020

Eyes on November

Tuesday, August 18, 2020

Why would anybody have exposure to international stocks when U.S. stocks have been the better performing asset class?

Thursday, July 30, 2020

In response to the COVID pandemic, the CARES act was passed causing some changes to your RMD’s

Wednesday, July 22, 2020

During times of market volatility requires being more proactive with rebalancing your portfolio

Friday, July 17, 2020

With so much negative economic news, and so much current uncertainty — why does the stock market keep going up?

Tuesday, July 7, 2020

Considering the crisis in terms of the grieving process

Monday, June 29, 2020

Stocks take a break while investors consider rising Covid-19 cases.

Monday, June 22, 2020

Two important economic headlines from last week: the Federal Reserve is buying corporate bonds and May retail sales surged

Friday, June 19, 2020

Coronavirus Scams: Info and Tips to Help You Stay Vigilant

Friday, June 12, 2020

Understanding the storyline of a bailout

Monday, June 8, 2020

Last week was terrific for the markets

Thursday, May 28, 2020

Today we are experiencing three crises; A Medical Pandemic as well as an Economic and Psychological one.

Friday, May 22, 2020

Stress and Trauma are directly related to the ability to adapt to changes

Monday, May 18, 2020

Last week’s Dow Jones Index, S&P 500 and NASDAQ declines were fueled by job losses, retail sales declines and trade relations headlines

Monday, May 11, 2020

Take a longer-term view and compare the markets today to where they were 12 months ago

Friday, May 8, 2020

Some communities have been hit harder with COVID-19 then others and the risk to people across the country isn't equal either

Monday, May 4, 2020

As the panic selling of March is behind us, April closes out as a positive month for the markets

Friday, May 1, 2020

Restarting the economy is a truly unique concept